A Step-by-Step Guide to Understanding a Means Test How To Pass The Chapter 7 Means test In Arizona Most people are thinking of Chapter 7 bankruptcy when they think of bankruptcy. This is the chapter of bankruptcy that allows you to discharge all of your unsecured debt, such as credit cards, medical…
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Self-Employed Bankruptcy Filing Manual Guide On Filing For Bankruptcy While Self-Employed In Arizona Working for yourself gives you great freedom, but also great responsibility. You have the ability to set your own schedule, make your own rules, and make your own profits. There’s no middle man …
Is My Rental Property Exempt from My Bankruptcy? You’ve finally hit your limit with your debt, and you’re ready to file for bankruptcy . You’re ready to give up all that credit card debt, those medical bills, and those personal loans. You’re ready to free up the money you need to pay your bills…
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How Much Debt Qualifies Me for Bankruptcy in Arizona? You have struggled for months or even years with overwhelming debt, and you just haven’t been able to make a dent. In fact, your debt may have just gotten worse in that time since you don’t have the money to manage your basic expenses, and you…
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A Strategic Guide to Bankruptcy Alternatives Even when people are struggling to pay their bills and the delinquency notices are piling up, many people would like to avoid filing for bankruptcy if they can. They worry about the stigma that often comes with bankruptcy, and they worry about what…
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Foreclosure Woes: What are Your Rights? You know that trouble is waiting for you month after month as you fail to come up with the money for the mortgage once again. You may try to negotiate with the bank directly, to no avail. Or you may just keep hoping that things are going to turn around for…
The late notices and “final warning” letters will only continue for so long. No, the debt won’t just disappear. Your creditor won’t just give up, realizing that you aren’t going to pay the bill (or that you can’t). If you don’t take steps to negotiate with your creditor or to work out a payment…
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Can I File for Chapter 7 Bankruptcy in Arizona and Keep My Car? Some people are hesitant to file for bankruptcy, even when they are mired in debt and are facing ongoing harassment from their creditors. They may start getting notices of repossession or even of foreclosure, yet they still don’t take…
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Tracking the Critical Stages of Chapter 7 Bankruptcy Filing for Chapter 7 bankruptcy can give you enormous debt relief . You can get all of your unsecured debt discharged if you qualify, including all your credit card debts, medical bills, personal loans, and more. Imagine how your finances would…
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Steps to Take When Your Bank Account is Garnished Creditors will take a number of measures to collect on what you owe. You will receive a number of notices in the mail, and you will be called repeatedly by representatives. Eventually, the creditor will start levying fines, and then it will start…
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